There isn’t a universal right answer.

A shorter fixed period may give you the opportunity to review your mortgage sooner, while a longer fixed period can provide greater certainty over your monthly repayments.

The important question isn’t simply:

“Which mortgage has the lowest interest rate?”

It’s:

“Which mortgage is most suitable for my circumstances?”

Arrangement fees, incentives, early repayment charges and the overall cost of the mortgage can all make a difference.

At Vault Financial Services, we’ll compare suitable mortgage options and explain them in plain English, so you understand what you’re paying and why.

Looking for the latest mortgage rates?
Contact Vault and we can check the options available based on your circumstances.